PocketLedger
Your money. Your decisions. Your system.
A simple, affordable budgeting and expense-tracking app designed to help you understand where your money is going and know where you stand — without adding another monthly bill.
Take control of your everyday finances.
Managing your money shouldn’t require an expensive subscription or a complicated financial system.
PocketLedger gives you a simple way to track your accounts, manage your bills, record your spending, and see how your income and expenses line up throughout the month.
Everything is entered and managed by you, giving you an active role in understanding your finances rather than relying on automatic tracking to tell you what happened.
For years, PocketLedger started as an Excel spreadsheet.
It worked — but only when the spreadsheet was available on a laptop. Updating it while away from home wasn’t convenient, and sharing current financial information with family members wasn’t easy.
The goal was simple: create an affordable budgeting system that could be accessed when and where it was needed without creating another recurring monthly expense.
Know where you stand as you spend.
PocketLedger is designed for people who prefer to actively manage their money. Instead of waiting until the end of the month to see what happened, you can enter transactions as they occur and keep your balances, bills, and forecasts up to date.
🏠 Track Your Accounts
Manage multiple financial accounts in one place, including:
- Checking
- Savings
- Credit Cards
- Auto Loans
Enter your beginning balances and keep your account information current as transactions are recorded.
📅 Manage Your Bills
Enter your recurring monthly bills, including bill name, amount, due date, paying account, and category. As bills become due, PocketLedger incorporates them into your account activity and budgeting forecasts.
🛌 Track Everyday Spending
Record purchases by entering date, vendor, description, amount, category, and account. Use PocketLedger’s built-in categories or create your own to organize your spending the way that makes sense for you.
💵 Budget Around Your Paychecks
Enter your pay frequency, pay dates, pay amounts, and monthly bills. PocketLedger then determines which expenses fall within each pay period and provides a forecast of your expected income versus expenses.
One dashboard. A clearer picture.
The PocketLedger dashboard gives you a quick view of the information that matters most.
PocketLedger organizes your financial activity into dedicated views that make your information easier to understand.
Your data stays yours.
PocketLedger is designed to give you control over your financial information. Paid and Pro users can export their data in Excel (.xlsx) and JSON formats.
Whether you want to analyze your information outside of PocketLedger or simply keep your own copy, your financial records remain accessible to you.
Designed for active financial management.
PocketLedger doesn’t connect to your bank accounts or automatically categorize your transactions. That’s intentional.
PocketLedger was built for people who want to actively participate in managing their finances — to know what they’re spending, understand why, and make decisions based on where they actually stand.
Simple pricing. No monthly subscription.
Every PocketLedger tier includes the full set of features. The difference is how much transaction history you can maintain and how many devices you can use.
Built for the way real people manage money.
Individuals
Keep track of your income, bills, spending, and account balances without maintaining a spreadsheet.
Couples & Households
Keep your financial information accessible from wherever you manage your money.
Budget-Conscious Users
Build a budget without adding another monthly subscription to your expenses.
Spreadsheet Users
Move beyond a desktop spreadsheet while keeping the active, hands-on approach to managing your finances.
From spreadsheet to PocketLedger.
PocketLedger wasn’t created because there weren’t already budgeting apps available. It was created because there was a gap between what those apps offered and what was actually needed:
Ready to take your budget with you?
Stop relying on a spreadsheet that’s stuck on your laptop. Start managing your money wherever you are.
Try PocketLedger FreeNo credit card required. No monthly subscription.